Constructive Capital hired Megan Castleton to serve as chief credit officer for the wholesale capital provider for mortgage brokers and real estate investors. Castleton will be tasked with developing and implementing credit policies to ensure sound lending practices and drive technological innovation, according to a company press release.
Castleton has three decades of expertise as a mortgage operations executive in credit, risk management, and fraud prevention across both commercial and residential markets.
“We’re delighted to welcome Megan to our team,” Constructive Capital President Ben Fertig said in the release. “She has a wealth of mortgage lending and operations experience, and a proven track record in developing automated underwriting systems and establishing policies for unique products. Megan has also driven operational growth for start-ups and private money lenders, particularly in the residential investment market, which makes her the perfect fit for this role.”
She specializes in building and scaling mortgage operations, including guideline development, underwriting systems, and servicing. Castleton has implemented risk-based strategies that adapt to the evolving lending environment, with a focus on maintaining credit and operational integrity, the release states.
As chief credit officer, Castleton will drive strategic risk management by monitoring market trends, assessing credit risk, and optimizing portfolio performance to support business growth. She will lead the company’s credit teams to improve underwriting processes, enhance credit quality, accelerate credit feedback to clients and partners, and direct an already high-performing credit team committed to integrity, accountability, and innovation.
“I’m thrilled to join Constructive Capital,” Castleton said. “They truly value their relationships with mortgage brokers, offering reliable, fast and flexible funding that helps brokers succeed in today’s competitive market and enables real estate investors to achieve their objectives. I’ve worked with some outstanding people throughout my career, but the Constructive team is amazing. Their focus is unmatched when it comes to providing business loan solutions for brokers. I’m looking forward to contributing to the company's continued operational success for years to come.”
She also will develop and launch innovative lending products that are precisely tailored to current market demands, supporting the ongoing evolution of Constructive Capital’s industry-leading credit product portfolio.