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October Research is the parent publishing company of The Title Report, The Legal Description, RESPA News, Valuation Review and Dodd Frank Update. Through our newsletters, special reports, audio seminars, Webinars, videos and live events, our goal is to serve the real estate and settlement services industries with best-in-class news coverage, analysis and feature reporting. Please feel free to contact any of our divisions below:

EDITORIAL STAFF

	Robert Rozboril Editor, Dodd Frank Update Contact via e-mail 330-659-6101 x 315
	Tracey Read Editor, RESPA News Contact via e-mail 330-659-6101 x 323
	Mark Lowery Editor, The Title Report Contact via e-mail 330-659-6101 x 321
	Andrea Golby Editor, The Legal Description Contact via e-mail 330-659-6101 x 308
	Mike Holzheimer Editor, Valuation Review Contact via e-mail 330-659-6101 x 318
	Chris Freeman Editorial Director Contact via e-mail 330-659-6101 x 322

NEWS TIP AND PRESS RELEASE SUBMISSION
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330-659-6101

CEO & PUBLISHER

Erica Meyer
Contact via e-mail
330-659-6101 x 316

CUSTOMER SERVICE / SUBSCRIPTION INFO

Kathy Hurley
Customer Service Manager
Contact via e-mail
330-659-6101 x 805

SALES & ADVERTISING

Jeff Dashiell
Advertising & Sales Manager
Contact via e-mail
330-659-6101 x 317

WEBINARS & SEMINARS

Tara Quinn
Webinars & Seminars Director
Contact via e-mail
330-659-6101 x 314

MARKETING

	Rick Harris eCommerce Director 330-659-6101 x 310
	Sarah Harrington Marketing Manager 330-659-6101 x 320
	Scott Honeycutt Graphic Designer 330-659-6101 x 313

BILLING / ACCOUNTING

330-659-6101 x 311

October Research, LLC

Phone: (330) 659-6101
Fax: (330) 659-6102
US Mail: 3046 Brecksville Road, Suite D, Richfield, Ohio 44286

Host State Loan-to-Deposit Ratios 2016

The Federal Reserve Board, Office of the Comptroller of the Currency and Federal Deposit Insurance Corp. have issued information on the host state loan-to-deposit ratios, which are used to determine compliance under Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. Review the ratios in Dodd Frank Update’s Library.

Fed, FDIC, OCC, Riegle-Neal

Monthly Newsletter

Dodd Frank Update November 2018

Cover Story:

Wells, eOriginal take ‘giant step forward’ in digital closing

Recent Webinar

Your TRID Questions Answered: Featuring Richard Horn
With the TRID 2.0 implementation date approaching fast, find out from the expert himself what you not only need to comply, but what some of the other CFPB compliance concerns are as October 1 gets closer.