NCUA

The Federal Financial Institutions Examination Council has invited public comments on proposed revisions to the uniform financial institutions rating system, used to rate an institution’s safety and soundness. Read on »

The financial services industry welcomed the introduction of four bills aimed at reforming the federal deposit insurance framework. One of the legislative proposals has strong bipartisan support. Read on »

President Donald Trump signed two executive orders on March 13 aimed at spurring regulatory policy changes to increase mortgage credit access and affordable housing construction. Dodd Frank Update turned to Garris Horn LLP Co-Managing Partner Rich Horn for expert analysis. Read on »

Federal financial agencies initiated several efforts to get stakeholder feedback on rulemaking proposals concerning bank supervision, the implementation of a federal framework for stablecoins and to eliminate obsolete regulations in February. Learn about these proposals and how to make your voice heard in this roundup. Read on »

The National Credit Union Administration promised to continue its policy of “no regulation by enforcement” in a letter describing its “2026 Supervisory Priorities,” including details about the agency’s risk-based approach to examining credit union lending practices. Read on »

Heads of the four federal financial regulatory agencies said they plan to adjust their supervisory approaches to focus on “material financial risks” during a hearing before the House Financial Services Committee. Read on »

Several federal regulatory agencies issued an order granting banks and credit unions an exemption to a federal law implementing the Customer Identification Program Rule requirement to provide financial institutions flexibility in obtaining tax identification numbers from a third party, rather than directly from the customer. Read on »

Federal district judges have ordered the reinstatement of Democratic members of the Federal Trade Commission and the National Credit Union Administration who were fired earlier this year. One of the orders is being challenged in an appeals court. Read on »

The Consumer Financial Protection Bureau terminated a consent order with VyStar Credit Union and its CEO related to consumer harm caused by the company’s botched rollout of its mobile and online banking system. Read on »

The U.S. financial system saw five institutions close and one enter conservatorship the first half of 2025. For perspective, the sector saw five failures among banks and credit unions the entirety of 2024. Read on »