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MISMO announces new tool to simplify standards adoption

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Industry Spotlight
Tuesday, May 20, 2025

MISMO, the real estate finance industry’s standards organization, recently published its Unique IDs tool, designed to streamline impact analysis and accelerate implementation efforts, according to a release by the Mortgage Bankers Association.

“As new data standards are developed, users must expend considerable time and effort to identify changes and business impacts,” acting MISMO president Richard Hill said in the release. “Assignment of a Unique ID to each container and data element will enable users to conduct seamlessly an impact analysis of moving to a new version or more easily support multiple versions of the reference model.”

Guidelines for the creation and maintenance of Unique IDs are captured in MISMO Engineering Guide 0047 (MEG 0047) and the corresponding MISMO Unique Identifiers Implementation Guide to support industry usage.

Unique IDs will facilitate:

  • Reduced time and cost required to determine if internal system changes are required
  • Reduced concern that a new reference model version will break an organization’s processes
  • Enhanced adoption of newer reference model versions

MISMO’s work to solve key business challenges is made possible by its members, champions, sponsors, and lender support through the innovation investment fee.

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