Despite some favorable economic conditions, uncertainty persists in the housing market as we enter the back half of 2025.
In a complimentary webinar recently hosted by October Research, Cotality Senior Vice President and Chief Economist Selma Hepp broke down the various factors shaping the economic outlook of the housing market.
“We continue to be in this environment of uncertainty that defines both the consumer as well as businesses. In many ways, both are sitting on the sidelines and waiting for some level of direction in terms of what happens with the economy, what happens with employment and what happens to mortgage rates in particular,” Hepp said. “This year, despite this uncertainty and despite elevated mortgage rates, this year is defined by more inventory and slower price growth.”
Hepp’s presentation covered macroeconomic factors, consumer confidence, mortgage rates, regional homebuying trends, housing inventory and miscellaneous risk factors including delinquencies and natural disasters – all backed by up-to-date market data and expert insight.
Key topics included:
- Economic and housing market trends to watch
- Macroeconomic factors influencing mortgage rates and affordability
- Supply vs. demand: Where inventory stands and how buyers are responding
- Pricing trends and the role of demographics
- The risks ahead: Rising delinquencies, insurance costs and natural disasters
- Outlook for inflation, employment and home sales
For Hepp’s complete forecast, watch the webinar here.