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CFPB maps route to further narrowing regulatory scope in new Unified AgendaSubscriber Access OnlyCFPB maps route to further narrowing regulatory scope in new Unified Agenda
Tuesday, July 14, 2026
The Consumer Financial Protection Bureau released its 2026 Unified Agenda, providing mortgage lenders and other covered entities an outline of the agency’s rulemaking priorities for the coming months. Dodd Frank Update sought expert insight about what the agenda says about the bureau's direction.
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Court grants joint stay request in NTEU v. CFPB pending director confirmationSubscriber Access OnlyCourt grants joint stay request in NTEU v. CFPB pending director confirmation
Tuesday, July 14, 2026
A federal judge granted a partial stay of litigation over the Consumer Financial Protection Bureau’s reduction-in-force order pending the confirmation of Brian Johnson as the agency’s new permanent director.
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Landmark housing reform bill becomes law without president’s signatureSubscriber Access OnlyLandmark housing reform bill becomes law without president’s signature
Tuesday, July 14, 2026
The 21st Century ROAD to Housing Act went into effect one minute after midnight on July 11 without a signature or a veto from President Donald Trump. The expansive, bipartisan housing reform bill is only one of a handful since 1970 to become law in this fashion.
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Trades recommend FCC revise ‘revocation rule’
Thursday, July 9, 2026
A coalition of financial services and consumer advocacy organizations wrote to the Federal Communications Commission, urging the agency to reconsider portions of its 2024 “revoke all” rule, which restricts robocalls and robotexts without prior express consent or a recognized exemption.
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Appraiser, economist discusses further an appraiser’s role, the PAVE effect on the marketSubscriber Access OnlyAppraiser, economist discusses further an appraiser’s role, the PAVE effect on the market
Tuesday, July 14, 2026
In Part II of our conversation with McKissock Learning’s Kevin Hecht, we learned his thoughts on more roles an appraiser plays, as well as how the Property Appraisal and Valuation Equity Task Force recommendations strengthened the guardrails against discrimination to ensure fair market participation.
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ODNB, NACB announce merger involving mortgage, commercial lending offices
Tuesday, July 14, 2026
ODNB Financial Corp. and National Capital Bancorp, Inc., announced that they have entered into a definitive merger agreement pursuant to which NACB will merge into ODNB, with ODNB surviving as the bank holding company.
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TRID architects break down CFPB inquiry on impact of disclosure requirementsSubscriber Access OnlyTRID architects break down CFPB inquiry on impact of disclosure requirements
Thursday, July 9, 2026
Consumer Financial Protection Bureau’s request for information about the impact of its TILA-RESPA Integrated Disclosure rule on mortgage credit availability raised several pointed questions. Dodd Frank Update asked two former CFPB senior counsels for some equally sharp insight.
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Economist examines housing demand as FOMC remains concerned about inflationSubscriber Access OnlyEconomist examines housing demand as FOMC remains concerned about inflation
Thursday, July 9, 2026
The Federal Open Markets Committee did not refute or affirm predictions about future interest rate movements at its June meeting. First American Deputy Chief Economist Odeta Kushi told Dodd Frank Update that despite sub-optimal inflationary conditions, there is still considerable demand for housing.
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The role of appraisers as ‘macroeconomic stabilizers’Subscriber Access OnlyThe role of appraisers as ‘macroeconomic stabilizers’
Thursday, July 9, 2026
Appraisers act as macroeconomic stabilizers by anchoring real estate transactions, preventing inflated loan-to-value ratios that contribute to market volatility and financial crises, according to McKissock Learning’s Kevin Hecht. He spoke with Dodd Frank Update about the important role appraisers have in this economic space.
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How to successfully mentor future women leaders
Thursday, July 9, 2026
We caught up with Ashley Cook of Zoccam and Sheri Olsen of First American Trust, FSB, in advance of their October Research, LLC webinar titled “Next-Level Leadership: Mentoring the Next Generation of Women.”
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NCUA merger rule proposal meets mixed reviews
Thursday, July 9, 2026
The National Credit Union Administration’s proposal to modernize the rules governing mergers of federally insured credit unions was met with mixed reviews from banks and credit unions.
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How adopting standardized TRID fee names can be a competitive advantageSubscriber Access OnlyHow adopting standardized TRID fee names can be a competitive advantage
Tuesday, July 7, 2026
With more than 200 different fee names in circulation complicating the real estate process, MISMO President Brian Vieaux told Dodd Frank Update his case for why standardization is a competitive advantage for mortgage providers.
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Banks urge top New York court to dismiss Zelle lawsuitSubscriber Access OnlyBanks urge top New York court to dismiss Zelle lawsuit
Tuesday, July 7, 2026
Six of the country’s largest financial trade associations filed an amicus brief urging the New York Supreme Court to dismiss a lawsuit against Early Warning Services, the company that operates the electronic payment platform Zelle, for allegedly failing to protect its users from fraud.
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Monthly Newsletter

Dodd Frank Update July 2026

Cover Story:

Trump refuses to sign massive housing reform bill until SAVE Act passes


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