The Federal Housing Administration took another step forward in its transition to utilizing the modernized Uniform Appraisal Dataset 3.6, which promises to provide a standardized, data-driven process for mortgage appraisals.

The Federal Financial Institutions Examination Council published data collected from 2025 mortgage lending transactions spread across thousands of financial institutions, as required by the Home Mortgage Disclosure Act, along with updated tools for analyzing the data.

The Federal Open Market Committee recorded its first interest rate vote under new Fed Chairman Kevin Warsh and its first unanimous vote in nearly a year, electing to maintain the federal funds target range at 3-1/2 to 3-3/4 percent. Dodd Frank Update turned to First American Deputy Chief Economist Odeta Kushi for insight about what the move could signal for the months ahead.

The Federal Housing Finance Agency published its 2025 Annual Report to Congress on June 15, detailing its oversight of entities under its scope of supervision as well as its position that Congress should provide the agency new enforcement authority.

How, not just when an appraiser reacts to legal accusations could mean the difference when answering charges in a courtroom. At the 2026 Appraiser’s Conference and Trade Show, attorney Craig Capilla, of Franklin, Greenswag, Channon and Capilla, shared his suggestions for appraisers facing legal liability.

As regulatory oversight continues to evolve, real estate professionals have an opportunity to take a more proactive role in protecting consumers throughout the transaction process. Mike Silver with Spencer Fane, LLP and Justin Wiseman with the Mortgage Bankers Association will speak to the shifting federal rules and what needs to happen to ensure consumer protection on October Research, LLC’s, webinar “Taking Ownership of Consumer Protection” on June 24.

In light of its April final rule amending key fair lending requirements, the Consumer Financial Protection Bureau rescinded a 2020 advisory opinion on Regulation B, an implementing rule for the Equal Credit Opportunity Act.

The House Financial Services Committee held its annual hearing to evaluate the actions of the four federal prudential regulators of the U.S. financial system. The discussion focused primarily on the agencies’ work to “right-size” financial regulations while still promoting innovation.

Dodd Frank Update recently sought insight from Brent Bowen, president of Texas Valuation Professionals, Inc. in Plano, Texas, about the impact of artificial intelligence on appraisal. A lot depends on the skill of the user, he said.