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West Virginia couple sues Vanderbilt for predatory lendingSubscriber Access OnlyWest Virginia couple sues Vanderbilt for predatory lending
Friday, May 2, 2025
A new set of predatory lending allegations have been brought against Vanderbilt Mortgage & Finance, Inc., months after the Consumer Financial Protection Bureau dropped similar charges against the Berkshire Hathaway subsidiary.
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Trade groups note drop in mortgage applications, promote budget advocacy positions
Friday, May 2, 2025
The nation’s largest mortgage trade group offered its most recent take on how economic conditions are impacting home purchases while community bankers and credit unions are focused intently on the budget reconciliation process in Congress.
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Fannie Mae to sell non-performing loans to reduce mortgage portfolio
Friday, May 2, 2025
As part of the government-sponsored enterprise’s ongoing effort to reduce its retained mortgage portfolio, Fannie Mae announced plans for its latest sale of non-performing loans.
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CFPB drops appeal in PayPal case over rule extending disclosure requirementsSubscriber Access OnlyCFPB drops appeal in PayPal case over rule extending disclosure requirements
Tuesday, April 29, 2025
The Consumer Financial Protection Bureau dropped its appeal in a case in which PayPal Holdings, Inc., challenged a 2019 rule extending fee disclosure requirements for prepaid card products to digital wallets as well.
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FDIC orders Discover Bank to distribute over $1.2B to harmed merchantsSubscriber Access OnlyFDIC orders Discover Bank to distribute over $1.2B to harmed merchants
Tuesday, April 29, 2025
The Federal Deposit Insurance Corp. ordered Discover Bank of Greenwood, Del., to distribute at least $1.225 billion to merchants adversely affected by the bank’s misclassification of millions of consumer credit cards as commercial. The bank’s parent holding company, Discover Financial Services, was fined $100 million in a concurrent order.
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CFPB dismisses lawsuit against Horizon Card Services alleging deceptive marketingSubscriber Access OnlyCFPB dismisses lawsuit against Horizon Card Services alleging deceptive marketing
Tuesday, April 29, 2025
The Consumer Financial Protection Bureau announced the latest in a string of dropped court cases under the Trump administration with its decision to voluntarily dismiss a lawsuit against the holding company for Horizon Card Services and its CEO, alleging deceptive marketing strategies targeting low-income Americans.
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Podcast: Recruit. Train. Retain. Mastering Workforce Challenges
Tuesday, April 29, 2025
In our third episode of Season 2 of the Keys to Real Estate podcast, October Research Chief Knowledge Officer Mary Schuster spoke with two industry veterans with plenty of insight about employee recruitment and retention - Mary Anne Harris, founder of Real Estate Closing Path, and Donna Anderson, vice president and agency development manager at CATIC.
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Two aviation industry credit unions agree to merger
Tuesday, April 29, 2025
A pair of credit unions with a long history serving the aviation industry are planning a merger to improve service, sustainability and growth potential. The combining of Ent Credit Union of Colorado and Wings Credit Union of Minnesota will result in one institution with approximately $19.6 billion in total assets serving nearly one million members.
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Court order halts CFPB plans to deprioritize enforcement, supervisionSubscriber Access OnlyCourt order halts CFPB plans to deprioritize enforcement, supervision
Tuesday, April 22, 2025
Another chapter was written in the ongoing legal saga concerning the embattled Consumer Financial Protection Bureau last week. Shortly after a federal court partially lifted a court order preventing mass firings at the bureau, the Trump administration resumed its plans to gut the agency, prompting the courts to intervene again.
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Banking regulators approve $35.3 billion Capital One, Discover mergerSubscriber Access OnlyBanking regulators approve $35.3 billion Capital One, Discover merger
Tuesday, April 22, 2025
Federal banking regulators granted conditional approval for a $35.3 billion merger agreement through which Capital One Financial Corp. will acquire and merge with Discover Financial Services. As a condition of regulatory approval, Discover must settle any outstanding enforcement actions against the company.
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FDIC modifies resolution planning approach for large banksSubscriber Access OnlyFDIC modifies resolution planning approach for large banks
Tuesday, April 22, 2025
The Federal Deposit Insurance Corp. announced a newly modified approach to resolution planning for large banks geared toward focusing on the most relevant operational information for safety and soundness considerations.
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Regulatory Roundup: Fed requests comments on stress test proposal, continues to monitor policy implications
Tuesday, April 22, 2025
All eyes are on the Federal Reserve as concerns about the economic implications of recent policy changes regarding trade and other factors proliferate among consumers and business leaders. Read about these developments and more in this regulatory roundup.
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Monthly Newsletter

Dodd Frank Update May 2025

Cover Story:

Wolters Kluwer experts analyze shifts in banker compliance concerns


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