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Regulatory Roundup: Federal Reserve greenlights four bank mergers
Tuesday, May 12, 2026
The Federal Reserve approved four bank merger and acquisition applications in recent months, including one for a bank based outside the U.S. The deals involve institutions headquartered in New Jersey, Virginia and Peru, to name a few.
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The impact of virtual inspections on the appraisal professionSubscriber Access OnlyThe impact of virtual inspections on the appraisal profession
Friday, May 8, 2026
The appraisal industry is transitioning from traditional, in-person property inspections to modern, technology-driven methods, with the next phase likely to involve fully integrated, artificial intelligence-powered “valuation modernization.” Dodd Frank Update caught up with Valligent Chief Operating Officer George Paquette to discuss virtual inspections and their effect on appraisals.
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What do lenders, builders and consumers really want?Subscriber Access OnlyWhat do lenders, builders and consumers really want?
Friday, May 8, 2026
Housing industry professionals and consumers have their hands full trying to navigate affordability pressures, inventory shortages and an ever-shifting rate environment. A panel of experts from across the real estate ecosystem will examine how lenders, homebuilders and settlement partners can better collaborate to improve the homebuyer journey and, in turn, drive referral business for title agencies.
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Trades react to House passing Farm BillSubscriber Access OnlyTrades react to House passing Farm Bill
Friday, May 8, 2026
Financial services trade organizations welcomed the House’s 224-200 vote in favor of advancing its version of the Farm, Food, and National Security Act of 2026 (H.R. 7567), also known as the “Farm Bill,” to the Senate.
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Freddie Mac reports uptick in mortgage rates, new home sales
Friday, May 8, 2026
The average rate for a 30-year fixed-rate mortgage increased by seven basis points from the previous week, according to Freddie Mac, but remained lower than a year prior.
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Class Valuation launches platform to shift appraisal repurchase risk from lenders
Friday, May 8, 2026
Class Valuation recently launched Class Valuation Underwriting Engine, an underwriting and appraisal assurance program designed to reduce lender risk, lower operational costs and accelerate loan closings.
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CFPB revises Sec. 1071 final rule to focus on ‘core lending products’ Subscriber Access OnlyCFPB revises Sec. 1071 final rule to focus on ‘core lending products’
Tuesday, May 5, 2026
The Consumer Financial Protection Bureau released a final rule implementing small business lending requirements outlined under Sec. 1071 of the Dodd-Frank Act. The scope of the final rule is significantly narrower than the previous version finalized in March 2023 and leaves open the possibility for future amendments.
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Appraiser ‘coach’ addresses new era of running businessesSubscriber Access OnlyAppraiser ‘coach’ addresses new era of running businesses
Tuesday, May 5, 2026
Dustin Harris “The Appraiser Coach,” examines how new tools will forever change how one runs their business, specifically ChatGPT and OpenClaw, a free and open-source autonomous artificial intelligence agent that can execute tasks via large language models.
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Loan applicant accuses Bank of America, Velox of discrimination in lending, property appraisalSubscriber Access OnlyLoan applicant accuses Bank of America, Velox of discrimination in lending, property appraisal
Tuesday, May 5, 2026
A lawsuit filed in the U.S. District Court of Virginia Richmond Division by a mortgage loan applicant accused Bank of America and Velox Valuations of engaging in racial discrimination in mortgage lending and property appraisal.
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HUD revises environmental review requirements in MAP Guide
Tuesday, May 5, 2026
To lower housing development costs and streamline operations, the U.S. Department of Housing and Urban Development announced the revision of environmental review requirements described in its Federal Housing Administration Multifamily Accelerated Processing Guide on May 4.
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Survey reveals states adding the most mortgage debt for struggling homeowners
Tuesday, May 5, 2026
Americans owe nearly $13.2 trillion on their mortgages, and the personal-finance company WalletHub recently released its report on the “States Adding the Most Mortgage Debt” to show where homeowners are struggling the most.
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Four members dissent in Fed vote on interest ratesSubscriber Access OnlyFour members dissent in Fed vote on interest rates
Wednesday, April 29, 2026
While many expected the Federal Open Market Committee to vote to keep the federal funds target range unchanged at 3-1/2 to 3-3/4 percent for the third consecutive time, far fewer predicted the April 28-29 meeting to result in the most significant split among the committee’s members in more than 30 years.
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Dodd Frank Update June 2026

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What state supervision, enforcement means for your compliance program


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