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Kris Kully
Partner
Mayer Brown
Kris Kully counsels providers of consumer financial products and services on federal and state regulatory compliance matters. Clients turn to Kris for advice on compliance with consumer protection, licensing, and other practice requirements facing mortgage and consumer lenders, brokers, servicers and investors, as well as other participants in the real estate finance and consumer credit industries.
For example, she helps clients understand their obligations under all the authorities of the Consumer Financial Protection Bureau, including the federal Truth-in-Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Home Mortgage Disclosure Act (HMDA), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE), Consumer Leasing Act, Gramm-Leach-
Bliley Act, and Fair Debt Collections Practices Act (FDCPA), as well as similar state laws. Clients seek out Kris for guidance in connection with originating, purchasing and servicing all types of consumer finance products, including residential mortgage loans, consumer loans, credit cards, lease agreements and deposits. Companies also rely on her counsel for regulatory compliance due diligence activities.
Kris is a former lawyer for the Department of Housing and Urban Development. In that role, she provided legal counsel to the department on the mission oversight of Fannie Mae and Freddie Mac, the interpretation of the RESPA and the implementation of the department’s various housing assistance and community development programs. She also worked in the financial services industry.
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Lisa Steele
CEO
Mother Lode Holding Company
Lisa Steele serves as CEO of Mother Lode Holding Company. A leading organization in the title and escrow industry with a long-standing reputation for integrity, innovation and excellence. Their corporate office is in Northern CA and Mother Lode has divisional operations in 9 states.
Lisa has been in the industry for over 36 years. She serves on the Board of Governors for both the California Land Title Association and the American Land Title Association. Lisa has a passion for the land title industry and speaks at numerous events, serving both as an educator, mentor and advocate for the industry. She is known for her strategic leadership and dedication to fostering strong company culture. Lisa has built a career centered on innovation, service and growth.
Outside of the office, Lisa enjoys time on her ranch with her horses, cattle and mini-Donkey, Louie, tending to her wine grape vineyard and above all, making memories with her grandchildren.
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Chris Ruvo
Content Marketing Manager
Qualia
Chris Ruvo is a content marketing manager at Qualia—a role that has him creating thought leadership content that helps advance the title & escrow industry. He joined Qualia after a successful journalism career in which he produced feature articles, podcasts, webinars, and social media content covering everything from supply chain disruption and American manufacturing to capital murder trials, educational issues, science, political races, the arts and more. His work has won or been nominated for dozens of regional and national awards, including multiple Neal Awards—the “Pulitzer Prize” of B2B journalism. Those Neals include twice winning “Best Range of Work By A Single Author.” He loves telling stories that help people—and is always eager to tell the next one.
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