What is the pivotal legal question when determining mortgage fraud?

As the Trump administration is looking to bring its fight to remove a member of the Federal Reserve Board to the Supreme Court over allegations of mortgage fraud, evidence has emerged suggesting the contradictory mortgage pledges central to the case are not uncommon, including among other government officials. Dodd Frank Update asked David Friend, owner of David Friend Mortgage Consulting, what industry professionals and borrowers can learn from these allegations and if there is anything that can be done to safeguard against potentially unwarranted fraud claims.