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GSEs give UAD updates

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Appraisal News
Friday, April 10, 2026

As part of its ongoing commitment to supporting a smooth transition to the Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign, government sponsored enterprises (GSEs) Freddie Mac and Fannie Mae made minor updates to existing documentation on their websites. These changes, identified during the Limited Production Period, aim to improve the accuracy and usability of their documentation.

Updates include edits to the UAD 3.6 Compliance Rules, which will be available in production on May 14.

The following updates to existing documentation cover a variety of areas:

  • In Appendix A, the UAD URAR (Uniform Residential Appraisal Report) delivery specifications: this document contains the UAD dataset and XML mapping based on MISMO v3.6. It includes all the details necessary to create a well-formed XML file in accordance with MISMO v3.6.
  • In Appendix B-1, the Implementation Guide: This ZIP file contains the Implementation Guide and its supplements. The Implementation Guide assists software vendors with data mapping, field formats, and the display logic for the PDF representation of the report. The supplements help identify details related to Comparable Grids and provide guidance for creating the user interface.
  • In Appendix C, regarding URAR layout: this ZIP file contains the URAR Layout with Report Field IDs and the URAR Layout without Report Field IDs. The purpose of these documents is to show all possible Report Labels that may display on the URAR, regardless of conditionality.
  • In Appendix D, the Sample Scenarios and XML Files including Sample Scenario PDFs (Combined): this ZIP file contains example scenarios, accompanying XMLs, and a document that summarizes the scenarios, including key characteristics and changes since the last published version.
  • In Appendix E, Style Guide: this ZIP file contains the Report Style Guide and its supplements. The Report Style Guide describes the design and layout of the reports, including specifications for the sizes and positioning of all elements that could appear in the reports. The supplements are sample reports with design elements noted.
  • In Appendix F-1, the URAR Reference Guide: this ZIP file contains the URAR Reference Guide and its supplement. The Reference Guide provides guidance on how to enter information and how the data will be displayed in the URAR. The supplement summarizes information about the comparable grids.
  • In Appendix G-1, the Redesign to Legacy UAD Cross-reference Guide: this document contains the data points, enumerations and xPaths of the redesigned UAD mapped to existing data elements in the Legacy UAD dataset.
  • In Appendix H-1, the UAD Compliance Rules - URAR: this document contains rules to help lenders and vendors deliver the XML in compliance with the UAD Delivery Specification. These rules verify data completeness, validity (format and data type), and reasonableness.
  • In Appendix A-2, the UAD Restricted Appraisal Update Report Delivery Specification: this document contains the UAD dataset and XML mapping based on MISMO v3.6. It includes all the details necessary to create a well-formed XML file in accordance with MISMO v3.6.
  • In Appendix B-2, the Restricted Appraisal Update Report Implementation Guide: this document assists software vendors with data mapping, field formats and the display logic for the PDF representation of the report.
  • In Appendix C-2, the Restricted Appraisal Update Report Layout: This ZIP file contains the Appraisal Update Report Layout with Report Field IDs and the Appraisal Update Report Layout without Report Field IDs. The purpose of these documents is to show all possible Report Labels that may display on the Appraisal Update Report, regardless of conditionality.
  • In Appendix D-2, the Restricted Appraisal Update Report Sample Scenario and XML File: this ZIP file contains example scenarios, accompanying XMLs, and a document that summarizes the scenarios, including key characteristics and changes since the last published version.
  • In Appendix F-2, the Restricted Appraisal Update Report Reference Guide: this document provides guidance on how to enter information and how the data will be displayed in the Restricted Appraisal Update Report.
  • In Appendix H-2, the UAD Compliance Rules - Update Report: this document contains rules to help lenders and vendors deliver the XML in compliance with the UAD Restricted Appraisal Update Report Delivery Specification. These materials assist in verification of data completeness, validity (format and data type), and reasonableness.
  • In Appendix A-3, the UAD Completion Report Delivery Specification: this document contains the UAD dataset and XML mapping based on MISMO v3.6. It includes all the details necessary to create a well-formed XML file in accordance with MISMO v3.6.
  • In Appendix B-3, the Completion Report Implementation Guide: the document assists software vendors with data mapping, field formats and the display logic for the PDF representation of the report.
  • In Appendix C-3, the Completion Report Layout: the ZIP file contains the Completion Report Layout with Report Field IDs and the Completion Report Layout without Report Field IDs. The purpose of these documents is to show all possible Report Labels that may display on the Completion Report, regardless of conditionality.
  • For Appendix D-3, the Completion Report Sample Scenarios and XML Files: this ZIP file contains example scenarios, accompanying XMLs, and a document that summarizes the scenarios, including key characteristics and changes since the last published version.
  • For Appendix F-3, the Completion Report Reference Guide: this document provides guidance on how to enter information and how the data will be displayed in the Completion Report.
  • In Appendix H-3, the UAD Compliance Rules - Completion Report: this document contains rules to help lenders and vendors deliver the XML in compliance with the UAD Completion Report Delivery Specification. These materials assist in verification of data completeness, validity (format and data type), and reasonableness.
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