Inside the Beltway

The Senate voted along party lines to approve a resolution overturning a final rule updating the process banking regulators use when reviewing proposed bank mergers and acquisitions. Read on »

A coalition of Democratic senators shared their concerns about the impact tariffs are having on housing costs in a letter asking President Donald Trump to “refocus your attention on policies that will address our nation’s housing crisis — not exacerbate it.” Read on »

Several members of the Senate Banking Committee pressed Federal Deposit Insurance Corp. acting director Travis Hill about the potential impact of cuts to the banking regulator’s staff on financial stability, as well as the agency’s decision to allow the Department of Government Efficiency access to sensitive consumer information. Read on »

Federal Reserve Gov. Michelle Bowman, the Trump administration’s nominee to be the agency’s new vice chair for supervision, was praised by Republicans but faced heavy scrutiny from Democrats during her Senate confirmation hearing. Read on »

The National Credit Union Administration addressed concerns about the Trump administration’s decision to fire two of its three board members on April 18 in a message to the agency’s staff. Read on »

Republican lawmakers in the House and Senate have introduced legislation to overturn a 2024 final rule updating the process the Office of the Comptroller of the Currency uses to review proposed bank mergers. Read on »

The Federal Deposit Insurance Corp. (FDIC) is considering actions banking industry professionals frequently describe as “right-sizing” the regulatory framework applied to financial institutions. During the 2025 American Bankers Association Summit in Washington, D.C., FDIC acting director French Hill discussed the potential for easing capital standards for the largest and most complex institutions, as well as the impact volatile market conditions may have on the banking sector. Read on »

Real estate finance professionals welcomed the reintroduction of legislation in the House and Senate aimed at eradicating the use of trigger leads in the real estate marketplace. The bills are the latest in a long series of bipartisan attempts to do so over the past half decade. Read on »

A bipartisan coalition of senators wrote to U.S. Department of the Treasury Secretary Scott Bessent expressing their support for the Treasury’s Community Development Financial Institutions Fund, which a recent executive order from President Donald Trump called for eliminating. Read on »

The Senate Banking Committee voted to advance the Trump administration’s picks to run the Office of the Comptroller of the Currency and the Securities Exchange Commission in a pair of 13-11 party-line votes. Read on »