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PNC to expand presence in Arizona, Colorado through acquisition

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Mergers & Acquistions
Friday, September 19, 2025

The PNC Financial Services Group, Inc. entered into a definitive agreement with FirstBank Holding Company to acquire the organization and its banking subsidiary FirstBank, headquartered in Lakewood, Colo.

FirstBank held $26.8 billion in total assets as of June 30 and offers commercial and retail banking services via its 95 branches operating across Colorado and Arizona, making Colorado one of PNC’s top markets nationwide, according to a company press release.   

The addition of FirstBank is part of PNC’s long-term strategy to scale its franchise through organic growth and strategic acquisition. Over the last decade, PNC has consistently seen double-digit revenue growth in new and acquired markets where it has made significant investments in branch expansion, marketing and technology.

“FirstBank is the standout branch banking franchise in Colorado and Arizona, with a proud legacy built over generations by its founders, management, and employees,” PNC Chair and CEO William Demchak said in the release. “Its deep retail deposit base, unrivaled branch network in Colorado, growing presence in Arizona, and trusted community relationships make it an ideal partner for PNC.”

The acquisition will also more than triple PNC’s branch network in the state to 120 and make it the leader in Denver in both retail deposit share (20 percent) and branch share (14 percent). Denver will become one of PNC’s largest markets for commercial and business banking.

Additionally, the transaction will grow PNC’s presence in Arizona to more than 70 branches, adding 13 FirstBank branches. Building on FirstBank’s local relationships, PNC intends to expand its corporate and private banking franchises as well.

PNC intends to work to build on FirstBank’s multi-generational commitment to supporting the communities in which it serves, including its sponsorship of Colorado Gives Day, which has raised over $500 million for local nonprofits.

Over the last three years, PNC’s Community Benefits Plan (CBP) has deployed more than $85 billion nationwide in support of affordable housing, economic development and small businesses, contributing $3.4 billion in Colorado and in Arizona, according to the release.

PNC Grow Up Great, a more than $500 million initiative to prepare children from birth to age 5 for success in school and life through high-quality bilingual early childhood education programs and resources, has also fostered more than 1.2 million employee volunteer hours.

"For decades, FirstBank has been proud to serve Colorado and Arizona with a strong community focus, deep customer relationships and dedicated commitment to our employees,” FirstBank CEO Kevin Classen said in the release. “In PNC, we have found a partner that not only values this legacy but is committed to building on it. Their scale, technology and breadth of financial services will allow us to offer even more to our customers, while ensuring that our employees and communities continue to thrive.”

The boards of directors of both banking organizations involved in the acquisition approved the transaction, which is expected to close in early 2026, subject to required regulatory approvals and other customary closing conditions.

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