FHFA

The Federal Housing Finance Agency and the U.S. Treasury Department took a significant step toward creating a path to ending the conservatorships of Fannie Mae and Freddie Mae with new amendments to the Preferred Stock Purchase Agreements. Read on »

Federal regulators spend a large portion of the waning months of each year compiling reports on their activities and data collected pertaining to the industries they oversee and the state of their operations. In this regulatory roundup, you will find summaries of some of these reports that may hold details helpful to understanding the role they play in the housing and financial markets. Read on »

As the end of the year inches closer, federal agencies continue to publish in-depth analysis of their activities and data collected over the past 12 months. Learn about one banking regulator’s budgetary plans for 2025 and what information federal regulators had to share about small business lending, among other insights, in this regulatory roundup. Read on »

The Federal Housing Finance Agency detailed its strategic plans to expand affordable housing opportunities for underserved communities through efforts to be undertaken by government-sponsored enterprises Fannie Mae and Freddie Mac over the next three years. Read on »

Inflation is certainly a topic that, despite recent reductions in interest rates and other positive economic factors, economists and financial professionals are unlikely to get away from anytime soon. Learn what one Federal Reserve governor had to say on the matter recently, along with other recent developments in this regulation roundup. Read on »

The potential impact of the 2024 U.S. election cycle on housing policy and financial regulation could be enormous as Republicans seem poised to take control of the presidency, the Senate and the House in January. To get a sense of the magnitude of what changes could be looming ahead, Dodd Frank Update spoke with two experts from the CRE Finance Council, which released a 2024 Election Scenario Analysis pontificating on the numerous potential outcomes of the three concurrent elections. Read on »

The Federal Reserve offered a detailed recap of developments within the agency and in the financial sector in the latest edition of its standard monthly report on its supervisory and regulatory activities. Other agencies addressed new developments with respect to bank supervision and efforts to better educate the public about predatory pricing practices. Learn more about these developments in this roundup. Read on »

Federal financial regulators addressed the role of private entities in cultivating an effective landscape for innovative payment approaches, while also taking care to ensure consumers are protected in the event of one institution’s recent financial hardships. Learn about these matters and more in this regulatory roundup. Read on »

There have been a handful of new appointments to key positions within federal agencies in recent weeks whom compliance officers at certain covered entities will want to familiarize themselves with. Regulators also have announced actions concerning illegal debt collection practices among medical providers, which could hold lessons for other firms bound by fair debt collection requirements. Read on »

The Federal Housing Finance Agency’s proposed updates and clarification on governance requirements for the Federal Home Loan Banks and the FHLBank system’s Office of Finance in a notice of proposed rulemaking. Read on »