Consumer Protection

The Senate Banking Committee had no shortage questions for Russ Vought in his first and last semi-annual report to Congress as acting director of the Consumer Financial Protection Bureau. Read on »

Former Consumer Financial Protection Bureau Director Rohit Chopra was recently appointed secretary of California’s new Business and Consumer Services Agency by California Gov. Gavin Newsom. Read on »

The Consumer Financial Protection Bureau released its 2026 Unified Agenda, providing mortgage lenders and other covered entities an outline of the agency’s rulemaking priorities for the coming months. Dodd Frank Update sought expert insight about what the agenda says about the bureau's direction. Read on »

A federal judge granted a partial stay of litigation over the Consumer Financial Protection Bureau’s reduction-in-force order pending the confirmation of Brian Johnson as the agency’s new permanent director. Read on »

Consumer Financial Protection Bureau’s request for information about the impact of its TILA-RESPA Integrated Disclosure rule on mortgage credit availability raised several pointed questions. Dodd Frank Update asked two former CFPB senior counsels for some equally sharp insight.

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The D.C. Circuit Court of Appeals denied the Consumer Financial Protection Bureau’s request to fast-track its modified reduction in force order but agreed to remand the matter back to the district court on June 19. Read on »

The Federal Financial Institutions Examination Council published data collected from 2025 mortgage lending transactions spread across thousands of financial institutions, as required by the Home Mortgage Disclosure Act, along with updated tools for analyzing the data. Read on »

As regulatory oversight continues to evolve, real estate professionals have an opportunity to take a more proactive role in protecting consumers throughout the transaction process. Mike Silver with Spencer Fane, LLP and Justin Wiseman with the Mortgage Bankers Association will speak to the shifting federal rules and what needs to happen to ensure consumer protection on October Research, LLC’s, webinar “Taking Ownership of Consumer Protection” on June 24. Read on »

In light of its April final rule amending key fair lending requirements, the Consumer Financial Protection Bureau rescinded a 2020 advisory opinion on Regulation B, an implementing rule for the Equal Credit Opportunity Act. Read on »

President Donald Trump has nominated Brian Johnson to serve as the permanent director of the Consumer Financial Protection Bureau for a five-year term. Johnson spent more than two years in senior leadership roles at the bureau during Trump’s first term before leaving for the private sector. Read on »