The Federal Reserve Board, Office of the Comptroller of the Currency and Federal Deposit Insurance Corp. have issued information on the host state loan-to-deposit ratios, which are used to determine compliance under Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. Review the ratios in Dodd Frank Update ’s Library.

The Federal Reserve Board, Office of the Comptroller of the Currency and Federal Deposit Insurance Corp. have issued the latest list of distressed or underserved nonmetropolitan middle-income geographies. This list details where revitalization or stabilization activities will receive Community Reinvestment Act (CRA) consideration as community development. Review the list in Dodd Frank Update ’s Library.

The Consumer Financial Protection Bureau has released the annual adjustments to the dollar amounts of various thresholds under the Truth in Lending Act regulations that will apply to certain consumer credit transactions in 2017. Review the thresholds in Dodd Frank Update ’s Library.

The Financial Accounting Standards Board has issued its finalized Current Expected Credit Loss (CECL) standard. Get the details in Dodd Frank Update ’s Library.

The Consumer Financial Protection Bureau issued its proposed rulemaking regarding short-term and longer-term payday, auto title and certain installment loans. Review the 1,333-page proposed rule here.

The Federal Reserve Board announced the release of its final rule on emergency lending. The rule, mandated by the Dodd-Frank Act, will implement amendments to Section 13(3) of the Federal Reserve Act.

The Consumer Financial Protection Bureau has decided to begin the rulemaking process for regulating arbitration, releasing an outline of its proposal at a field hearing in Denver, Colo. The proposal seeks to eliminate class-action waivers in arbitration clauses as well as require companies to submit arbitration disputes and resolutions to the bureau for further monitoring. Read the proposal here.

The Federal Housing Finance Agency issued a final rule outlining the housing goals for Fannie Mae and Freddie Mac. The goals cover single-family and multifamily housing for low-income families. Read on for more details.

The Consumer Financial Protection Bureau proposed several important amendments to its servicing rules. The amendments, unveiled Nov. 20, seek to enhance protections for successors in interest and also focus on issues pertaining to force placed insurance, early intervention, loss mitigation, servicing transfers, the small servicer definition and other areas. Read on for an overview of the proposal.

This Federal Reserve Board final rule implements Section 622 of the Dodd-Frank Act, which generally prohibits a financial company from combining with another company if the ratio of the resulting company’s liabilities exceeds 10 percent of the aggregate consolidated liabilities of all financial companies.