In the past two-and-a-half years, the Consumer Financial Protection Bureau has identified more than $41.2 million in redress to harmed consumers which companies and individuals could not return.
In July the bureau handed down two actions in which less than 1 percent of consumer redress was paid by companies or individuals charged with violations.
The bureau has said it will use its Civil Penalty Fund to provide redress which is identified but not paid in orders, but does it have the means to do so?