NCRC report connects past redlining to low mortgage lending in underserved areas

In an effort to more precisely and definitively explain why mortgage lending in formerly redlined neighborhoods continues to lag behind predominantly white areas, the National Community Reinvestment Coalition (NCRC) compiled an evidence-based report examining the obstacles to homeownership that still exist for people of color. The NCRC report attempted to reconcile flaws present in existing redlining data, such as inconsistent reporting categories and mismatched demographic designations, and present it with proper context and clear explanations.