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CFPB reports on refis, closed-end originations
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Financial Stability
Tuesday, August 31, 2021
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The Consumer Financial Protection Bureau released a Home Mortgage Disclosure Act data report on residential mortgage lending trends in 2020.
The report is meant to assist the bureau in determining whether financial institutions are serving the housing credit needs of their local communities; facilitate public entities’ distribution of funds to local communities to attract private investment; and help identify possible discriminatory lending patterns and enforce anti-discrimination statutes.
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