Mortgage

Twenty-three senators wrote to Office of Management and Budget Director Russ Vought on June 30, urging him to order the immediate release of approximately $750 million earmarked for addressing the lack of affordable housing supply in the country. Read on »

The Consumer Financial Protection Bureau released its 2026 Unified Agenda, providing mortgage lenders and other covered entities an outline of the agency’s rulemaking priorities for the coming months. Dodd Frank Update sought expert insight about what the agenda says about the bureau's direction. Read on »

The 21st Century ROAD to Housing Act went into effect one minute after midnight on July 11 without a signature or a veto from President Donald Trump. The expansive, bipartisan housing reform bill is only the eighth since 1970 to become law in this fashion. Read on »

ODNB Financial Corp. and National Capital Bancorp, Inc., announced that they have entered into a definitive merger agreement pursuant to which NACB will merge into ODNB, with ODNB surviving as the bank holding company. Read on »

Consumer Financial Protection Bureau’s request for information about the impact of its TILA-RESPA Integrated Disclosure rule on mortgage credit availability raised several pointed questions. Dodd Frank Update asked two former CFPB senior counsels for some equally sharp insight.

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With more than 200 different fee names in circulation complicating the real estate process, MISMO President Brian Vieaux told Dodd Frank Update his case for why standardization is a competitive advantage for mortgage providers. Read on »

MISMO, the real estate finance industry’s standards organization, announced the release of updated guidance for its “Mortgage Insurance Implementation Guide” on July 2. The guide was designed to provide a standardized framework for the data requirements necessary for lenders and mortgage insurers to exchange information electronically. Read on »

Multiple legal experts agree the Supreme Court’s rulings in Trump v. Slaughter and Trump v. Cook will exacerbate the regulatory whipsaw effect compliance teams dread every political election cycle. MAXEX General Counsel John Levonick told Dodd Frank Update why they could also impact mortgage pricing. Read on »

Days after Plaza Home Mortgage confirmed it had been subject to a data breach, the San Diego-based nonbank mortgage lender faced the prospect of class action lawsuits from affected individuals. Read on »

The Federal Housing Finance Agency released historical credit score data held by Fannie Mae and Freddie Mac on July 1 to help facilitate industry adoption of the secondary mortgage market’s “modernized” scoring framework. Read on »