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 CFPB outlines new approach to criminal enforcement referralsThursday, July 3, 2025 In accordance with an executive order from President Donald Trump, the Consumer Financial Protection Bureau issued a policy statement June 27 describing its approach for determining potential criminal penalties for violations of the law. |
Banking agencies seek feedback on capital standards revisionsThursday, July 3, 2025 The federal bank regulatory agencies issued a request for information on a proposal to modify certain regulatory capital standards to encourage banking organizations to engage in lower-risk activities and help U.S. Treasury markets run more smoothly.
Trades signal support for modernized payments, bond programsThursday, July 3, 2025 The financial services industry has been vocal about several provisions included in the congressional budget package. But there are other legislative pieces and policy proposals on the radar of bankers and credit union officials as well. Learn about a few of these in this roundup.
 Senate passes budget package, industry welcomes borrower-friendly provisionsTuesday, July 1, 2025 The Senate passed the Republican-led tax and spending package, known as “One Big Beautiful Bill” by the narrowest of margins on July 1. Three Republicans broke party ranks to oppose the measure, resulting in a 50-50 split among voting members and Vice President J.D. Vance being called upon to cast the tie-breaking vote.
 Real estate lenders welcome nixing of ‘retaliatory’ taxes on foreign investorsTuesday, July 1, 2025 The real estate finance industry welcomed the news that U.S. Treasury Secretary Scott Bessent asked lawmakers to strike “retaliatory tax measures” from the congressional budget package. Dodd Frank Update spoke with an expert from the Commercial Real Estate Finance Council about the effect such a tax would have on real estate investments.
MBA supports eliminating HUD multifamily green housing proposalTuesday, July 1, 2025 U.S. Department of Housing and Urban Development Secretary Scott Turner announced the Federal Housing Administration will propose an across-the-board leveling of its Upfront Capitalized and Annual Mortgage Insurance Premiums to 25 basis points for all multifamily program categories as a step toward boosting affordable housing inventory.
Regulatory Roundup: Agencies release CRA assessment data, April home price indexTuesday, July 1, 2025 The federal banking agencies published comprehensive data depicting communities presenting opportunities for covered institutions to receive Community Reinvestment Act (CRA) compliance credit through outreach activities, as well as a list of banks recently evaluated for their efforts to fulfill their CRA obligations. Read about these reports and more in this regulatory roundup.
 Senate parliamentarian rules on budget bill’s CFPB, AI provisionsFriday, June 27, 2025 Perhaps the most consequential scrutiny of the Republican-led congressional budget package lies in the hands of the Senate parliamentarian’s office, which determined several of the budget bill’s provisions violate Senate rules pertaining to budgetary matters while deeming others to be permissible.
 CFPB’s enforcement practices, CIDs scrutinized during hearing Friday, June 27, 2025 Members of the House Financial Services Subcommittee on Oversight and Investigations debated whether, and to what extent, the Consumer Financial Protection Bureau improperly weaponized its enforcement authority against certain “disfavored” sectors of the financial marketplace under former Director Rohit Chopra.

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