Join us on LinkedIn Follow us on Twitter Like us on Facebook Follow us on Instagram
 
  OCTOBER RESEARCH STORE Already a subscriber? LOG IN
AddControlToContainer_DynamicNavigation6
Powell testifies to Congress about trade policy impacts on interest ratesSubscriber Access OnlyPowell testifies to Congress about trade policy impacts on interest rates
Thursday, July 3, 2025
Faced with rising pressure to lower interest rates, Federal Reserve Chair Jerome Powell recently said his agency would have likely reduced the federal funds rate already this year if it were not for market volatility caused by the Trump administration’s trade tariffs.
Read more >>
CFPB outlines new approach to criminal enforcement referralsSubscriber Access OnlyCFPB outlines new approach to criminal enforcement referrals
Thursday, July 3, 2025
In accordance with an executive order from President Donald Trump, the Consumer Financial Protection Bureau issued a policy statement June 27 describing its approach for determining potential criminal penalties for violations of the law.
Read more >>
How changing consumer behavior has led to a ‘new normal’ in credit scoringHow changing consumer behavior has led to a ‘new normal’ in credit scoring
Thursday, July 3, 2025
The importance of accurate credit scoring models cannot be understated as lenders work to increase their lending portfolios while mitigating risk exposures. Dodd Frank Update heard from a pair of experts at VantageScore about how they are trying to help in this respect.
Read more >>
Stablecoin bill could carve path for digital assets in real estate transactions
Thursday, July 3, 2025
The Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, S. 1582, passed 68-30 in the Senate with bipartisan support for its aim of establishing a federal regulatory framework for U.S. dollar-backed stablecoins.
Read more >>
Banking agencies seek feedback on capital standards revisions
Thursday, July 3, 2025
The federal bank regulatory agencies issued a request for information on a proposal to modify certain regulatory capital standards to encourage banking organizations to engage in lower-risk activities and help U.S. Treasury markets run more smoothly.
Read more >>

Trades signal support for modernized payments, bond programs
Thursday, July 3, 2025
The financial services industry has been vocal about several provisions included in the congressional budget package. But there are other legislative pieces and policy proposals on the radar of bankers and credit union officials as well. Learn about a few of these in this roundup.
Read more >>

Senate passes budget package, industry welcomes borrower-friendly provisionsSubscriber Access OnlySenate passes budget package, industry welcomes borrower-friendly provisions
Tuesday, July 1, 2025
The Senate passed the Republican-led tax and spending package, known as “One Big Beautiful Bill” by the narrowest of margins on July 1. Three Republicans broke party ranks to oppose the measure, resulting in a 50-50 split among voting members and Vice President J.D. Vance being called upon to cast the tie-breaking vote.
Read more >>

Real estate lenders welcome nixing of ‘retaliatory’ taxes on foreign investorsSubscriber Access OnlyReal estate lenders welcome nixing of ‘retaliatory’ taxes on foreign investors
Tuesday, July 1, 2025
The real estate finance industry welcomed the news that U.S. Treasury Secretary Scott Bessent asked lawmakers to strike “retaliatory tax measures” from the congressional budget package. Dodd Frank Update spoke with an expert from the Commercial Real Estate Finance Council about the effect such a tax would have on real estate investments.
Read more >>

FHFA directs GSEs to incorporate crypto assets into mortgage risk assessmentsSubscriber Access OnlyFHFA directs GSEs to incorporate crypto assets into mortgage risk assessments
Tuesday, July 1, 2025
The Federal Housing Finance Agency issued a directive requiring Fannie Mae and Freddie Mac to develop proposals for incorporating cryptocurrency into single-family mortgage loan risk assessments. The agency hopes this will help to promote sustainable homeownership.
Read more >>

MBA supports eliminating HUD multifamily green housing proposal
Tuesday, July 1, 2025
U.S. Department of Housing and Urban Development Secretary Scott Turner announced the Federal Housing Administration will propose an across-the-board leveling of its Upfront Capitalized and Annual Mortgage Insurance Premiums to 25 basis points for all multifamily program categories as a step toward boosting affordable housing inventory.
Read more >>

Regulatory Roundup: Agencies release CRA assessment data, April home price index
Tuesday, July 1, 2025
The federal banking agencies published comprehensive data depicting communities presenting opportunities for covered institutions to receive Community Reinvestment Act (CRA) compliance credit through outreach activities, as well as a list of banks recently evaluated for their efforts to fulfill their CRA obligations. Read about these reports and more in this regulatory roundup.
Read more >>

Senate parliamentarian rules on budget bill’s CFPB, AI provisionsSubscriber Access OnlySenate parliamentarian rules on budget bill’s CFPB, AI provisions
Friday, June 27, 2025
Perhaps the most consequential scrutiny of the Republican-led congressional budget package lies in the hands of the Senate parliamentarian’s office, which determined several of the budget bill’s provisions violate Senate rules pertaining to budgetary matters while deeming others to be permissible.
Read more >>

CFPB’s enforcement practices, CIDs scrutinized during hearing Subscriber Access OnlyCFPB’s enforcement practices, CIDs scrutinized during hearing
Friday, June 27, 2025
Members of the House Financial Services Subcommittee on Oversight and Investigations debated whether, and to what extent, the Consumer Financial Protection Bureau improperly weaponized its enforcement authority against certain “disfavored” sectors of the financial marketplace under former Director Rohit Chopra.
Read more >>


Monthly Newsletter

Dodd Frank Update July 2025

Cover Story:

Former CFPB attorneys say state CFPA rights are for the courts to decide


News by Topic   News by Edition   News by Agency   News by Industry   In-depth Reports   Events
Banking
Case Law
Conference Coverage
Consumer Protection
Data Privacy
Financial Stability
Industry Spotlight
Legislation
Nonbank Financial
The TRID Journey
 
Dodd Frank Update June 2025
Dodd Frank Update July 2025
Archives
 
CFPB NCUA
CFTC OCC
FDIC OFR
FHFA SEC
FRB States
FSOC Treasury
FTC  
 
Appraisal
Broker-Dealer
Community Banks & Credit Unions
Land Title
Mortgage
Payday Lending
 
2025 State of the Industry
CRA and Affordable Housing
2025 State of the Industry
Who's My Regulator?
Fair Lending
Mortgage Technology
Marketing Compliance for Lenders
Archives
 
National Settlement Services Summit (NS3)
Women's Leadership Summit (WLS)
Webinars

Library   About   Subscribe   Other Publications
Data Privacy Vault Court Actions
Keys to Real Estate podcast Enforcement Documents
Blog - Tuesdays with Mary Guidance Documents
1071 Compliance Guide White Papers
eClosing Solutions Showcase Position Papers
Executive Interview Series Legislation
Lender Associations Regulations
The Dodd-Frank Act Reports, Studies and Surveys
Dodd-Frank Summary & History Federal Register Notices
 
Dodd Frank Update
Contact / Editors
Advertise
Request a Media Kit
Social Media
Are You An Expert?
Subscriber Agreement
 
Subscriptions
Free Email Updates
Try a Free Edition
 
The Title Report
The Legal Description
Valuation Review
RESPA News
Copyright © 2011-2025 Dodd Frank Update
An October Research, LLC publication
3046 Brecksville Road, Suite D, Richfield, OH 44286
(330) 659-6101, All Rights Reserved
www.doddfrankupdate.com | Privacy Policy
VISIT OUR OTHER WEBSITES
> The Legal Description
> RESPA News
> The Title Report
> Valuation Review
> NS3 The Summit
> Women's Leadership Summit
> October Research, LLC
> The October Store


Loading... Loading...
Featuring:
  • Delivery 3X a week plus breaking news as it happens
  • Comprehensive title insurance industry news
  • Recent acquisitions, mergers, real estate stats
  • Exclusive in-depth coverage of the industry's hottest stories
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Comprehensive Dodd-Frank coverage
  • The latest information from the CFPB
  • Full coverage of Congressional hearings
  • Updates on all agency actions
  • Analysis of controversial provisions
  • Release of newest studies and reports
Sign up today and...
  • Be one of the first to know where NS3 is being held
  • Learn about NS3 speakers and sessions
  • Save on registration with Super-Early Bird rates
  • Discover the networking opportunities NS3 offers
  • Find out if CE credits will be offered for your area
  • And much more
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Preview the latest RESPAnews.com Top Story
  • RESPA related headline news
  • Quote of the Week
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Legal, regulatory and legislative information impacting the settlement services industry
  • News from HUD, Congress, state legislatures and other regulatory agencies
  • Follow the lobbying efforts of all the major national real estate services organizations.
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • The industry's only full-time newsroom
  • Relevant, up-to-date appraisal industry news
  • Covering the hottest stories and industry trends
NEWS BY TOPIC
EDITION
AGENCY
IN-DEPTH REPORTS
INDUSTRY
EVENTS
LIBRARY
EMAIL UPDATES
ABOUT
SUBSCRIBE
Banking
Case Law
Conference Coverage
Consumer Protection
Data Privacy
Financial Stability
Industry Spotlight
Legislation
Nonbank Financial
The TRID Journey
Current Edition
June 2025
May 2025
April 2025
Archives
CFPB
CFTC
FDIC
FHFA
FRB
FSOC
NCUA
OCC
OFR
SEC
States
Treasury
2025 State of the Industry
Real Estate Compliance Outlook
CRA and Affordable Housing report
Who's My Regulator?
Fair Lending
Marketing Compliance for Lenders
Archives
Appraisal
Broker-Dealer
Community Banks & Credit Unions
Land Title
Mortgage
Payday Lending
National Settlement
Services Summit (NS3)
Women's Leadership
Summit (WLS)
Webinars
2025 Economic Outlook Series
CFPB's Shake-Up & Its Impact on You
Data Privacy Compliance
Fintech Partner Compliance
Strategies post-NAR settlement
Industry and Regulatory Outlook
Securing Your Cyber Network
Compliant Marketing Tactics
2024 Economic Forecast Series
Webinar Archives
Data Privacy Vault
Keys to Real Estate podcast
Blog - Tuesdays with Mary
1071 Compliance Guide
eClosing Solutions Showcase
Executive Interview Series
Lender Associations
The Dodd-Frank Act
Dodd-Frank Summary
Court Actions
Enforcement Documents
Guidance Documents
White Papers
Position Papers
Legislation
Regulations
Reports, Studies and Surveys
Federal Register Notices
Proposals
Final Rules
GAO
Agency
Contact Us
Advertise
Request a Media Kit
Social Media
Are You An Expert?
Subscriber Agreement