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Federal v. state: NY district court provides insight into preemption
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Banking, Case Law, Consumer Protection
Tuesday, March 29, 2016
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The U.S. District Court for the Southern District of New York recently held that state law claims arising from a plaintiff’s enrollment in a debt cancellation program were preempted by the National Bank Act and accompanying regulations promulgated by the Office of the Comptroller of the Currency. The case examines the issue of federal law’s explicit and implied preemption (when federal law takes precedence over state law). Read on to learn more.
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