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HUD declines to adopt QM points and fees cure
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Consumer Protection
Tuesday, November 4, 2014
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The Department of Housing and Urban Development altered its qualified mortgage definition in response to final Consumer Financial Protection Bureau amendments unveiled Oct. 22. Although HUD adopted the CFPB’s changes to an exemption for non-profit transactions, it did not adopt the bureau’s new QM points and fees cure provisions. Read on to find out why.
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