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FDIC chair says community bank business model remains viable despite consolidation
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Banking
Monday, March 10, 2014
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The banking industry experienced substantial consolidation in recent years, leading to concerns about the reduction in the number of community banks and the viability of the community bank business model. During the Independent Community Bankers of America National Convention in Honolulu, Federal Deposit Insurance Corp. Chairman Martin Gruenberg shared findings from a yet-to-be-released agency report indicating that, despite consolidation, the community bank sector has remained stable over the past three decades. Read on for the details.
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