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Lenders brace for mortgage rule implementation day
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Consumer Protection
Wednesday, January 8, 2014
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Some lenders are facing uncertainty and a fair bit of fear ahead of this week’s all-important federal regulatory compliance deadline for several new mortgage rules issued last year by the Consumer Financial Protection Bureau. The CFPB’s new ability-to-repay requirements, along with rules pertaining to loan originator compensation, mortgage servicing and certain protections for high-cost mortgages, take effect on Friday. Some additional CFPB rules are scheduled to take effect on Jan. 18. Read on for the details.
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