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Agencies finalize QRM rule
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Risk Retention, Securitization
Wednesday, October 22, 2014
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As expected, federal agencies working to implement Dodd-Frank’s credit risk retention provisions unveiled final rules that will align the key “qualified residential mortgage” definition with the Consumer Financial Protection Bureau’s “qualified mortgage” definition. The agencies finalized the rules despite continued concern from some top regulators. Read on to learn about the final rules and why one member of the Federal Deposit Insurance Corp. board could not support them.
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