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OCC report shows increased credit risks, eased underwriting standards
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Financial Stability
Tuesday, December 23, 2014
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In its 20th annual Survey of Credit Underwriting, the Office of the Comptroller of the Currency identified trends in lending standards and credit risk for the most common types of commercial and retail credit offered by national banks and federal savings associations, finding that, for the third consecutive year, underwriting standards continued to ease while the relative level of credit risk increased.
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