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Inside the CFPB’s HMDA proposal (pt. 1)
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Banking, Consumer Protection
Wednesday, August 6, 2014
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The Consumer Financial Protection Bureau proposed a long-expected rule that would implement Dodd-Frank provisions expanding the current Home Mortgage Disclosure Act data set. The proposal also aims to improve upon the data collected, reduce unnecessary burden on financial institutions, and streamline and modernize the manner in which financial institutions collect and report HMDA data. Part one of this series focuses on the CFPB’s proposed changes to Regulation C’s institutional and transactional coverage tests.
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