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FDIC: Deposit Insurance Fund premiums could drop soon
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Financial Stability
Tuesday, May 12, 2015
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The Dodd-Frank Act requires the Federal Deposit Insurance Corp. to raise its reserve ratio to its original 1.15 percent, then to 1.35 percent by 2020. The FDIC recently said the deposit insurance fund could return to a 1.15 percent ratio next year, three years ahead of earlier estimates. Chris Cole, executive vice president and senior regulatory counsel at the Independent Community Bankers of America, discussed with Dodd Frank Update what this could mean for community bankers.
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