Title VI

An agency criticized for its assessments of the costs and benefits associated with some of its Dodd-Frank final rules would face enhanced rulemaking requirements under legislation approved by the U.S. House. Read on to learn about the bill and the obligations it would place on the Securities and Exchange Commission. Read on »

The Federal Deposit Insurance Corp. recently released the first in a series of technical assistance videos intended to provide useful information to bank directors, officers and employees on areas of supervisory focus and proposed regulatory changes. Read on to learn about the series and to view the FDIC’s videos. Read on »

The Federal Deposit Insurance Corp. board adopted amendments to the agency’s policy for developing and reviewing regulations. The revisions are intended to clarify and expand upon policy-setting matters such as rulemaking transparency and ensuring interagency coordination. The policy revisions also discuss the need to focus on the impact regulations have on smaller institutions. Read on for the details. Read on »

Overhauling the Consumer Financial Protection Bureau’s leadership structure, improving regulatory coordination and repealing the Volcker Rule are among the items included in a broad package of Dodd-Frank tweaks suggested by the U.S. Chamber of Commerce. Read on to learn about the chamber’s new “Fix, Add, Replace Agenda” for financial reform. Read on »

A key U.S. House committee plans to scrutinize regulators’ efforts to implement the Dodd-Frank Act over the next two years. The House Financial Services Committee oversight plan for the 113th Congress indicated lawmakers will keep close watch on the new agencies created under the act, including the Consumer Financial Protection Bureau, the Financial Stability Oversight Council and the Federal Insurance Office. Read on to learn about the committee’s other areas of focus. Read on »

Troubled financial firms that fail to meet certain capital benchmarks would be placed into receivership under U.S. House legislation proposed on Feb. 11. The bill, sponsored by California Republican John Campbell, reportedly would also repeal one of the Dodd-Frank Act’s most controversial provisions. Read on for the details. Read on »

New regulations, heightened supervisory expectations and challenging economic conditions continue to weigh on community banks as they work to help their communities rebuild in the wake of the economic crisis. However, recent research from the Federal Reserve shows community banks can thrive even under adverse circumstances. Fed Governor and former community banker Elizabeth Duke outlined the characteristics that are strongly linked to banks’ success. Read on for the details. Read on »

Community bankers again urged policymakers to carve their institutions out of a wave of new regulations promulgated in the wake of the financial crisis. The call came as a Federal Reserve governor noted banking regulators and the Consumer Financial Protection Bureau have worked to craft new requirements in a manner that responds to community bankers’ concerns. Read on for the details. Read on »

The Federal Deposit Insurance Corp. selected eight new members for its Advisory Committee on Community Banking, which has been providing advice and recommendations to the FDIC since it was established in 2009. The community banking committee discusses and provides input to the FDIC on a wide variety of topics, including current examination policies and procedures, credit and lending practices, deposit insurance assessments, insurance coverage and regulatory compliance. Read on »

A recent government report outlined the reasons it’s taking regulators so long to implement the Dodd-Frank Act. The study by the Government Accountability Office also noted the efficacy of some of the financial reforms implemented to date remains unclear. Read on to learn the percentage of required Dodd-Frank regulations that have been finalized so far. Read on »